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=Why do people use credit cards?= It's easier at the time that you buy the item cuz you don't have to pay immediately however you have to pay later with interest. =What are advantages and disadvantages of credit cards?= Some advantages are that it's easier and that you don't have to pay immediately. Some disadvantages are impulse spending and you have to pay later with interest. =What do the following terms mean? credit card, principal, APR, simple interest, monthly payments= A credit card is a way of payment in the form of a small plastic rectangular card with rounded corners that allows you to buy now and pay later. Principal is a sum of money lent or invested on which interest is paid. APR is the annual rate of interest. Simple interest is Monthly payments are =How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?= You will understand what affects your finances and how those things will change your investments for the future. =What is the most important idea you have learned from this lesson?=
 * Loft Bed Frame || Stora || $299 || both || __ http://www.ikea.com/us/en/catalog/products/10242089/ __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Foam Matress || Moshult || $110 || necessity || __ http://www.ikea.com/us/en/catalog/products/80272351/#/30272344 __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Sofa || Karlstad || $499 || necessity || __ http://www.ikea.com/us/en/catalog/products/S29875680/ __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dishwasher || Amana || $349.00 || luxury || http://www.homedepot.com/p/Amana-Front-Control-Dishwasher-in-Stainless-Steel-ADB1100AWS/204089792?cm_mmc=Shopping%7cBase&gclid=CNSi8Mv1yMMCFbNZ7AodWHcAVg&gclsrc=aw.ds ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * 128G iPad || Apple || $1.10 || luxury || https://www.quibids.com/en/landing/?mb=ogg ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Inflatable Pool || idek || $8.50 || luxury || http://www.orientaltrading.com/ui/browse/processRequest.do?requestURI=processProductsCatalog&categoryId=377320&sku=49%2F403&BP=10879&ms=search&source=Google&cm_mmc=Google-_-GooglePLA-_-Toys%2C+Games+%26+Novelties%2FGames+%26+Activities%2FInflatables-_-Inflatable+Duck+Pond+Pool&cm_mmca1=OTC+PLAs&cm_mmca2=GooglePLAs&cm_mmca3=10879&cm_mmca4=FS49&cm_mmca5=Shopping&cm_mmca6=Games&cm_mmca11=49%2F403&cm_mmca12=Inflatable+Duck+Pond+Pool&gclid=CIGRg6_2yMMCFQNk7AodkToAvQ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Air Hockey Table || Medal Sports || $49.99 || luxury || http://www.walmart.com/ip/39073009?wmlspartner=wlpa&adid=22222222227028866234&wl0=&wl1=g&wl2=c&wl3=48328985312&wl4=&wl5=pla&wl6=97578856592&veh=sem ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Maid || Maid Brigade || $99.00 || luxury || http://www.maidbrigade.com/fl/tampa?gclid=CP2SyYSqt8MCFcvm7AodD3YARg ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Ping Pong Table || Stiga || $799.00 || luxury || http://robbinstabletennis.com/stiga-sts-385-detail.html?gclid=CLGnneD3yMMCFcvm7AodVkwAig ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dishwasher || Dacor || $119.00 || luxury || http://www.sears.com/dacor-renaissance-24inch-dishwasher-handle-kit-accessory/p-02214610000P?sid=IDx01192011x000001&kpid=02214610000&kispla=02214610000P&kpid=02214610000&mktRedirect=y ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Fridge/Sink/Stovetop || Avanti || $919.99 || both || http://www.walmart.com/ip/Avanti-Products-30-Complete-Compact-Kitchen-with-Refrigerator/28636928 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Foosball Table || Imperial || $142.99 || luxury || http://www.wayfair.com/Imperial-NFL-Team-Foosball-Table-87-100-L1305-K~IMP3730.html?refid=GX54801404460-IMP3730&device=c&ptid=80546565900&gclid=CO73noT4yMMCFaNj7Aodqn0Alw ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||