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 * ** How would **
 * You Send $10,000 Dollars ** ||||  ||
 * ||  |||| Total Spent |||| Total Remaining: ||
 * ||  |||| ** 9949.62 ** |||| ** 50.38 ** ||
 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||
 * Mattress || Queen foam mattress || 299 || Necessity || [] ||
 * Refrigerator || Maintains a consistent temperature || 449 || Necessity || [] ||
 * Samsung Washer || 9 water temperature setting || 549.49 || Necessity || [] ||
 * Microwave || It has smart touch setting || 89.99 || Necessity || [] ||
 * Blankets || Very soft || 31.99 || Necessity || [] ||
 * Blender || Stainless Steel || 79.99 || Necessity || [] ||
 * Dinning Table Set || Ivory fabric seat cushions || 887.5 || Necessity || [] ||
 * 10 pc. queen bed set || Comforter: 92x90" || 149.99 || Necessity || [] ||
 * Miguel Sofa || Faux leather || 499.99 || Luxury || [] ||
 * Big Joe || Limo Black || 38.48 || Luxury || [] ||
 * Coner Desk || Oak || 109.99 || Luxury || []. ||
 * Bookshelf || Hardwood || 116.99 || Luxury || [] ||
 * Dresser || 5 Drawers || 149.98 || Luxury || [] ||
 * Full Length Mirror || Floor Mirror || 382.5 || Necessity || [] ||
 * TV || 50” Class || 429.99 || Luxury || [] ||
 * MacBook || 12” Display, 8 GB || 999.99 || Luxury || [] ||
 * 6-pc. Towels || Soft cotton || 19.99 || Necessity || [] ||
 * Lamp || 3 way twist switch || 99.99 || Necessity || [] ||
 * Crystal Ball Lamp || Chrone finish || 369.99 || Luxury || [] ||
 * iMac || 27” Display || 1699 || Luxury || []= ||
 * Floor Speakers || Delivers powerful sound || 499.99 || Luxury || [] ||
 * Caitlin Bed Frame || Features button tufts || 359 || Necessity || [] ||
 * Dresser || 6 Drawers || 799 || Necessity || [] ||
 * Couch || With complementary || 688 || Necessity || [] ||
 * Clock || Volume control || 149.8 || Necessity || [] ||

=**Questions:**=
 * 1) =Why do people use credit cards?=
 * People use credit cards because it is easier to borrow money and it is convenient.
 * 1) =What are advantages and disadvantages of credit cards?=
 * Credit cards allow you to pay now and pay later and it allows you to something (a car, a house, etc.) that you can't pay in one payment. Credit cards are bad because make impulse on spending can happen and you have to pay interest.
 * 1) =What do the following terms mean? credit card, principal, APR, simple interest, monthly payments=
 * A credit card is a card that you pay with the bank's money and pay the bank later. Principal is the amount of money you owe. APR, Annual Percentage Rate, is a percentage of how much they charge you with interest. Simple interest is charged of money of borrowed money. Monthly Payments are how much you pay in a month for the amount of money you owe.
 * 1) =How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?=
 * Understanding the math calculations will help you not be in debt and have a stead/balance financial.
 * 1) =What is the most important idea you have learned from this lesson?=
 * I have learned it is better to pay more for your monthly payment so you don't have to pay interest.