New+Home+CC15

=Questions:= =Answers:=
 * ** How would **
 * You Spend $10,000 Dollars ** ||||  ||
 * ||  |||| Total Spent |||| Total Remaining: ||
 * ||  |||| ** $7,549.89 ** |||| ** $2,450.11 ** ||
 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||  ||
 * Television || Sony 60" Class 1080p LED HDTV || $1,048.00 || Luxury || http://www.samsclub.com/sams/60-120hz-led-tv-1080p-4-hdmi-wifi/prod13590020.ip ||  ||
 * Refrigerator || Side-by-side refrigerator, Stainless steel || $1,299.00 || Necessity || http://www.ikea.com/us/en/catalog/products/30254892/ ||  ||
 * Bed/Nightstand Set || Santa Bedroom Set (Queen Size Bed + 2 Nightstands) by American Eagle Furniture || $954.00 || Necessity || http://www.sohomod.com/santa-bedroom-set-queen-size-bed-2-nightstands-by-american-eagle-furniture.html?gclid=COjQkILntMMCFUovgQodW5QA5Q ||  ||
 * Queen Mattress || ? || ? || Necessity || ? ||  ||
 * Microwave || ? || ? || Luxury || ? ||  ||
 * Oven/Stove || Whirlpool 30" Stainless Steel Gas Range || $674.99 || Necessity || http://www.hhgregg.com/whirlpool-30-stainless-steel-gas-range/item/WFG510S0AS ||  ||
 * Table and Chair Set || Simple Living Stratton 5-piece Dining Set || $206.99 || Necessity || http://www.overstock.com/Home-Garden/Simple-Living-Stratton-5-piece-Dining-Set/4678291/product.html?refccid=4NFPIZ2F6PIZI3COWDT32XOHUI&searchidx=0 ||  ||
 * Washer/Dryer || GE - Unitized Spacemaker 3.4 Cu. Ft. 9-Cycle Washer and 5.9 Cu. Ft. 4-Cycle Dryer Electric Combo - White-on-White || $1,349.99 || Necessity || http://www.bestbuy.com/site/ge-unitized-spacemaker-3-4-cu-ft-9-cycle-washer-and-5-9-cu-ft-4-cycle-dryer-electric-combo-white-on-white/8636543.p?id=1219357508045&skuId=8636543 ||  ||
 * Couch || Dorel Home Furnishings Small Spaces Sectional Sofa, Multiple Colors || $431.99 || Necessity || http://www.sears.com/dorel-home-furnishings-small-spaces-sectional-sofa/p-008VA80331012P?sid=IDx01192011x000001&kpid=00843913000&kispla=008VA80331012P&kpid=00843913000&mktRedirect=y ||  ||
 * Coffee Table || Ameriwood Industries Hollow Core Coffee Table - Espresso || $69.99 || Luxury || http://www.target.com/p/ameriwood-industries-hollow-core-coffee-table-espresso/-/A-14624379?ref=tgt_adv_XSG10001&AFID=google_pla_df&LNM=14624379&CPNG=Furniture&kpid=14624379&LID=30pgs&ci_src=17588969&ci_sku=14624379&kpid=14624379&gclid=CL-q56_zyMMCFTFp7AodnkgAkw ||  ||
 * Lamps || StyleCraft Multi-Pack Set: 2 Table Lamps and 1 Floor Lamp || $179.99 || Luxury || http://www1.macys.com/shop/product/stylecraft-multi-pack-set-2-table-lamps-1-floor-lamp?ID=1853097&CategoryID=66899#fn=sp%3D1%26spc%3D46%26ruleId%3D%26slotId%3D10 ||  ||
 * Recliner || Dozy Dotes Theater Seating Leather Kid's Recliner Chair || $274.99 || Luxury || http://www.walmart.com/ip/Dozy-Dotes-Theater-Seating-Leather-Recliner-Chair-in-Black/12498074 ||  ||
 * Dresser || Valhalla Designer Series Black 6-Drawer Dresser || $235.99 || Necessity || http://www.overstock.com/Home-Garden/Valhalla-Designer-Series-Black-6-Drawer-Dresser/6385095/product.html?refccid=6YWEKLAPSL53BBSOG7YEF6LMD4&searchidx=47 ||  ||
 * TV Mount || Cheetah Articulating Arm TV Wall Mount 23-Inch to 49-Inch, 20-Inch Extension || $24.96 || Luxury || http://www.amazon.com/gp/product/B001GTT0VO/ref=pd_lpo_sbs_dp_ss_1?pf_rd_p=1944687522&pf_rd_s=lpo-top-stripe-1&pf_rd_t=201&pf_rd_i=B00N15KDB2&pf_rd_m=ATVPDKIKX0DER&pf_rd_r=1NHEE14PAD257TJ1QVF0 ||  ||
 * Speakers || ? || ? || Luxury || ? ||  ||
 * Queen Bed Set || Cool and Crisp Sheet Set, 400 Thread Count - Various Sizes & Colors || $39.98 || Necessity || http://www.samsclub.com/sams/twin-sheet-set-400tc-white/prod14570678.ip?navAction=push ||  ||
 * Crockpot || Crock-Pot® Stainless Steel 6-Quart Countdown Oval Slow Cooker With Dipper || $49.99 || Luxury || http://www.bedbathandbeyond.com/store/product/crock-pot-reg-stainless-steel-6-quart-countdown-oval-slow-cooker-with-dipper/1018700891?Keyword=crock+pot ||  ||
 * Toaster Oven || Cuisinart® Custom Classic™ Toaster Oven Broiler || $63.99 || Luxury || http://www.bedbathandbeyond.com/store/product/cuisinart-reg-custom-classic-trade-toaster-oven-broiler/1017958909?Keyword=toaster+oven ||  ||
 * X-Box One Package Deal || Microsoft - Xbox One Console Assassin's Creed: Unity Bundle || $349.99 || Luxury || http://www.bestbuy.com/site/microsoft-xbox-one-console-assassins-creed-unity-bundle/8439032.p?id=1219339616396&skuId=8439032&ref=06&loc=01&ci_src=14110944&ci_sku=8439032&extensionType=pla_multichannel:g&s_kwcid=PTC!pla!!!62660307767!g!!47516510199&kpid=8439032&k_clickid=1e7b99ab-5e4f-3469-82f5-00005bdd3b7f&kpid=8439032&lsft=ref:212,loc:1&ksid=1e7b99ab-5e4f-3469-82f5-00005bdd3b7f&ksprof_id=15&ksaffcode=1346&ksdevice=c ||  ||
 * Mini Soccer Goals || DIADORA POP UP MINI SOCCER GOALS - MODEL 871MINI || $64.99 || Luxury || http://www.soccergarage.com/diadora-pop-up-mini-soccer-goals-871mini.html ||  ||
 * Fire Pit || ? || ? || Luxury || ? ||  ||
 * Inflatable Pool || ? || ? || Luxury || ? ||  ||
 * Mini Fridge || ? || ? || Luxury || ? ||  ||
 * Cups/Glasses || Pint Glass, Set of 4-Four Sets || $31.84 || Necessity || ? ||  ||
 * Plate and Bowl Set || Gordon Ramsay by Royal Doulton Maze White 16-piece Dinnerware Set || $65.97 || Necessity || http://www.overstock.com/Home-Garden/Gordon-Ramsay-by-Royal-Doulton-Maze-White-16-piece-Dinnerware-Set/6362426/product.html?searchidx=3 ||  ||
 * Silverware Set || Towle Wave 42-piece Flatware Set || $79.99 || Necessity || http://www.overstock.com/Home-Garden/Towle-Wave-42-piece-Flatware-Set/3524233/product.html?searchidx=4 ||  ||
 * Shag Carpet || Safavieh Cozy Solid Dark Grey Shag Rug || $52.27 || Luxury || http://www.overstock.com/Home-Garden/Safavieh-Cozy-Solid-Dark-Grey-Shag-Rug/7322535/product.html ||  ||
 * Slip and Slide Play Set || ? || ? || Luxury || ? ||  ||
 * iHome iPod Set || ? || ? || Luxury || ? ||  ||
 * Vacuum || ? || ? || Luxury || ? ||  ||
 * Dishwasher || ? || ? || Necessity || ? ||  ||
 * Mixer || ? || ? || Luxury || ? ||  ||
 * 1) =Why do people use credit cards?=
 * 2) =What are advantages and disadvantages of credit cards?=
 * 3) =What do the following terms mean? credit card, principal, APR, simple interest, monthly payments=
 * 4) =How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?=
 * 5) =What is the most important idea you have learned from this lesson?=
 * 1) =When you make a credit card purchase, your money remains in your checking account until a couple of weeks later when you pay your credit card bill. Paying with a credit card makes it easier to avoid losses from fraud. Also, applicants with good credit can get approved for credit cards that offer signup bonuses worth anywhere from $50 to $250 (and sometimes even more). Other cards offer up a large number of points that can be redeemed for rewards like gift cards or air travel.=
 * 2) =Some advantages are that when you make a credit card purchase, your money remains in your checking account until a couple of weeks later when you pay your credit card bill. Paying with a credit card makes it easier to avoid losses from fraud. Also, applicants with good credit can get approved for credit cards that offer signup bonuses worth anywhere from $50 to $250 (and sometimes even more). Other cards offer up a large number of points that can be redeemed for rewards like gift cards or air travel. Some disadvantages are the paperwork, you'll need to save your receipts and check them against your statement each month. This is a good way to ensure that you haven't been overcharged.High-cost fees, your purchase will suddenly become much more expensive if you carry a balance or miss a payment.Unexpected fees, typically, you'll pay between 2 and 4 percent just to get the cash advance; also cash advances usually carry high interest rates.Deepening your debt, consumers are using credit more than ever before. If you charge freely, you may quickly find yourself in over your head--as your balance increases, so do your monthly minimum payments.=
 * 3) =A credit card is a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit. Principal is a sum of money lent or invested on which interest is paid. The Address Resolution Protocol (ARP) is a telecommunication protocol used for resolution of network layer addresses into link layer addresses, a critical function in multiple-access networks. Simple interest is a quick method of calculating the interest charge on a loan. Simple interest is determined by multiplying the interest rate by the principal by the number of periods. Monthly payments are he smallest amount of a credit card bill that a consumer can pay, to remain in good standing with the credit card company.=
 * 4) =By understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments we can learn how to manage our bank accounts with credit cards to the best of out abilities.=
 * 5) =The most important thing that I learned from this lesson is to not take a credit card for granted and only spend what I have.=