NewHomeICSCZ15


 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * 46" TV || Sony Bravida 46" LCD TV || $1,399 || Luxury || __ [] __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Couch || Small Space Sectional Couch || $376 || Luxury || __ http://www.walmart.com/ip/14892632?wmlspartner=wlpa&adid=22222222227000542036&wl0=&wl1=g&wl2=c&wl3=41079992672&wl4=&wl5=pla&wl6=78659079872&veh=sem __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * King Bed || Modern Black Platform Bed with LED Lighting - King || $1,390 || Necessity || __ http://www.toshfurniture.com/modern-black-platform-bed-with-led-lighting-king.html __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Table || Kitchen Table || $94.00 || Necessity || http://www.homelement.com/Homelegance-Furniture-Dover-Dining-Table-2434-48-p-37288.html?campaign=WINTERSALE&banner=104&show_brand=1&ibp-adgroup=spgbase&vfsku=2434.48&gpla=pla&gclid=CPuA5db3tMMCFTQF7Aod9DwAkA ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Washer || 3.4 whirlpool || $329.99 || Necessity || http://www.searsoutlet.com/d/product_details.jsp?pid=111276&mode=buyNewOnly&sid=IDx20110411x000008&ci_src=17588969&ci_sku=10689006 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dryer || 3.4 whirlpool electric dryer || $379.99 || Necessity || http://www.bestbuy.com/site/whirlpool-7-0-cu-ft-15-cycle-electric-dryer-white/1537158.p?id=1219054923848&skuId=1537158&ref=06&loc=01&ci_src=14110944&ci_sku=1537158&extensionType=pla:g&s_kwcid=PTC!pla!!!65863336583!g!!46568490159&kpid=1537158&k_clickid=43ec4f30-69c8-7f08-cb56-0000336345de&kpid=1537158&lsft=ref:212,loc:1&ksid=43ec4f30-69c8-7f08-cb56-0000336345de&ksprof_id=13&ksaffcode=731&ksdevice=c ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Fridge w/ Freezer || Kenmore 18 cu. ft || $499.99 || Necessity || http://www.sears.com/kenmore-18-cu-ft-top-freezer-refrigerator-white/p-04660412000P?sid=IDx01192011x000001&kpid=04660412000&kispla=04660412000P&kpid=04660412000&mktRedirect=y ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Comforter || TB Lightning Comforter || $81.99 || Luxury || http://www.bedding.com/tampa-bay-lightning-sidelines-comforter.html?gclid=CJTWrIn5tMMCFdgTgQodvxYAtA#228=2900?mr:trackingCode=2DEA5C17-E375-E011-B343-001B21631C34&mr:referralID=NA&mr:device=c&mr:adType=plaonline&mr:ad=60597102569&mr:keyword=&mr:match=&mr:filter=80613368762 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dishwasher || Kenmore 24" || $227.99 || Necessity || http://www.searsoutlet.com/d/product_details.jsp?pid=93623&mode=buyUsedOnly&sid=IDx20110411x000008&ci_src=17588969&ci_sku=U99193623 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Beanbag Chair || Circo Oversized Bean Bag || $29.99 || Necessity || http://www.target.com/p/circo-oversized-bean-bag/-/A-14952559?ref=tgt_adv_XSG10001&AFID=google_pla_df&LNM=14952559&CPNG=Furniture&kpid=14952559&LID=30pgs&ci_src=17588969&ci_sku=14952559&kpid=14952559&gclid=CNO8-8eet8MCFdccgQodNTAA0g ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Mirror || Chatham Wall Mirror || $39.65 || Necessity || http://www.totallyfurniture.com/elite-home-fashions-6582.html?ref=gs ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Rug || Kilim Blue 2 ft. x 3 ft || $49.99 || Necessity || http://www.homedepot.com/p/Home-Decorators-Collection-Kilim-Blue-2-ft-x-3-ft-Area-Rug-1545100310/205309368?cm_mmc=Shopping%7cG%7cBT3%7cPLA&gclid=CMPytruft8MCFRMkgQodYkMADw&gclsrc=aw.ds ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Xbox 1 || Xbox One Console Only - Black || $399.99 || Luxury || http://www.gamestop.com/xbox-one/consoles/xbox-one-console-only-black-gamestop-premium-refurbished/116367?cid=fds_10000001&ci_src=17588969&ci_sku=101371&gclid=CKnd4I-gt8MCFURo7AodNUEAEg ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Candle || Votive Candle || $1.25 || Necessity || http://www.100candles.com/i-8822/10-Hour-Votive-Candle-in-Glass?gclid=CLyV4bSgt8MCFRcjgQodWD8A2w ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Projector || Da-Lite 37706V Cinema Contour 100 Inch Diagonal 49x87 HDTV Format 49x87 HD Progressive 0.9 Surface || $1,138.54 || Luxury || http://www.thefinalclick.com/Da-Lite-37706V-Cinema-Contour-100-Inch-Diagonal-49x87-HDTV-Format-49x87-HD-Progressive-09-Surface_p_135289.html ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Window Blinds || Cut-to-Width White 2 in. Faux Wood Blind - 22.5 in. W x 64 in. L || $16.40 || Necessity || http://www.homedepot.com/p/Home-Decorators-Collection-Cut-to-Width-White-2-in-Faux-Wood-Blind-22-5-in-W-x-64-in-L-10793478062766/202617033?cm_mmc=Shopping%7cG%7cBT3%7cPLA&gclid=CMK4pbmht8MCFe7m7AodKlgAew&gclsrc=aw.ds ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Microwave || Kenmore 0.9 Cu. Ft. Stainless Countertop Microwave || $89.99 || Necessity || http://www.kenmore.com/shc/s/p_10154_12604_02073093000P?sid=IDxKMDFx20140801x001&KPID=02073093000&kpid=02073093000 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Stove || GE 5.3 cu. ft. Free-Standing Electric Range - Stainless Steel || $494.99 || Necessity || http://www.sears.com/ge-30inch-electric-range-stainless-steel/p-02269283000P?sid=IDx01192011x000001&kpid=02269283000&kispla=02269283000P&kpid=02269283000&mktRedirect=y ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Playstation 4 || Sony - PlayStation 4 (500GB) || $399.99 || Luxury || http://www.bestbuy.com/site/sony-playstation-4-500gb/8240103.p?id=1218866963585&skuId=8240103&ref=06&loc=01&ci_src=14110944&ci_sku=8240103&extensionType=pla_multichannel:g&s_kwcid=PTC!pla!!!80286745719!g!!47516520279&kpid=8240103&k_clickid=43ec4f30-69c8-7f08-cb56-0000336345de&kpid=8240103&lsft=ref:212,loc:1&ksid=43ec4f30-69c8-7f08-cb56-0000336345de&ksprof_id=15&ksaffcode=1149&ksdevice=c ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Electric Fan || Lasko Air Stik Ultra-Slim Oscillating Fan || $26.99 || Luxury || http://www.sears.com/lasko-oscillating-air-stik-slim-fan/p-03298442000P?sid=IDx01192011x000001&kpid=03298442000&kispla=03298442000P&kpid=03298442000&mktRedirect=y ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Lamp || Wooden Floor Lamp || $139.00 || Necessity || http://www.gilt.com/brand/uma/product/1045880464-uma-wooden-floor-lamp?utm_source=google&utm_medium=CPC&utm_campaign=PLA&gclid=CNmRgIDryMMCFRIjgQodRZUAwg ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Nightstand || Winsome 20936 Ava Accent Table with 2 Drawers in Black Finish || $47.00 || Necessity || http://cdn.opentip.com/Home-Kitchen/Winsome-Ava-Accent-Table-Drawers-In-Black-Finish-p-4187571.html?gclid=CMGj983ryMMCFSRo7AodrTsA5A ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Pillows || 2 PuraSleep Ventiluxe Back and Side Sleeper Pillows || $79.99 || Luxury || http://www.groupon.com/deals/gg-purasleep-back-and-side-pillow?deal_option=bd8f4660-6892-3a71-28e7-98e20fcca439&srccode=cii_17588969&cpncode=40-23818947-2&utm_source=Google&utm_medium=cpc&utm_campaign=US_DT_SEA_GGL_TIM_TTT_PADS_CBP_CHP_NBR# ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Soccer Cleats || NIKE Mens Mercurial Superfly CR7 FG Firm Ground Soccer Shoe || $299.99 || Luxury || http://www.soccersavings.com/customer/category/product.jsp/SUBCATEGORY_ID/56979/PROD_ID/55881419?SITE_ID=R1066&CID=PLA&gclid=COGH0vHtyMMCFcRQ7AodKgcA-Q ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Soccer Net || International Goal Net || $170.00 || Luxury || http://diamondfootball.us/international-goal-net/?v=INT.NETS&gclid=CJv-_7HuyMMCFdgUgQodp4sA_w#merchant-center ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Soccer Ball || Adidas Brazuca || $19.99 || Luxury || http://www.soccer.com/IWCatProductPage.process?Section_Id=1&Product_Id=17659231&cm_mmc=Google-_-Product%20Ads-_-Product%20Ads_All-_-Product%20Ads_All%20tracking%20url&CAGPSPN=pla&CAWELAID=230004770001007793&catargetid=230004770002312465&cadevice=c&gclid=CPb64uTuyMMCFatj7AodNzUAUg ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Paper Plates || Heavy Duty Plates 6 – 7/8 in. || $3.05 || Necessity || http://www.midlandhardware.com/156417.html?gclid=CNfHp5jvyMMCFURo7AodpVMAzA ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Plastic Cups || 25 Dixie Foods Crystal Clear Cups $3.63 || $3.63 || Necessity || http://www.shoplet.com/Dixie-Foods-Crystal-Clear-Cup/DXECP16DXPK/spdv?ci_src=17588969&ci_sku=DXECP16DXPK&ci_gpa={adtype}&ci_kw={keyword}&gclid=CLXC88LvyMMCFZMvgQod3JAAcw&rtop=1 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Jersey || Bale Jersey || $119.44 || Luxury || http://www.worldsoccershop.com/65053-balecwc-11.html?gclid=CNvywqvwyMMCFRJp7Aod0AgAxQ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   || http://www.walmart.com/ip/Euro-Pro-Bl660-Pro-Style-Blender/25526455 ||
 * ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   || http://www.walmart.com/ip/Euro-Pro-Bl660-Pro-Style-Blender/25526455 ||

> People use credit cards because you buy now and pay later so you can pay when you have the money or not and you can make loans. > Advantages of credit cards are that you don't have to have the money right then to make the payment. Disadvantages are that interest comes into play and you might eventually have to pay more than you would have if you just paid then. You will also have fees from that which we learned from the spreadsheet. Monthly payments means your payment every month that you owe. Credit card means a card that every time you make a payment you will owe credit and you will eventually have to pay later with your bank account and interest will effect it to a larger amount owed. Simple interest means overtime if you don't pay what you owe it will rise such as a 10% interest. Principal means the money you have or start with such as our $10,000 we used for the spreadsheet. > Understanding the math calculations for those terms will help your financial situation in the future because you will know how to buy a house and use credit cards and payments and you will know how a bank works. If you don't know that you would probably end up in poverty. be and how to work with your money. > Interest and ARP is the most important idea I have learned from this lesson. It's the most important because if you don't know what that is you wouldn't know what your money will end up to be and how to work with your money.
 * 1) =**Why do people use credit cards?**=
 * 1) =**What are advantages and disadvantages of credit cards?**=
 * 1) =**What do the following terms mean? credit card, principal, APR, simple interest, monthly payments**=
 * 2) =**How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?**=
 * 1) =**What is the most important idea you have learned from this lesson?**=