NewHomecodeinitialsTM15

They use credit cards cause its easier to use the money to buy things. Some people like it cause they say its fancy. The advantages is that you buy now pay later. The disadvantages is you buy a lot of stuff. You also would have to pay it back later with interest. Credit card means a small plastic card issued by a bank, or business allowing the holder to purchase goods or services on credit. Principal means lent or invested money. APR means the annual rate of borrowing money. Simple interest means a quick way of calculating loans. Monthly payment means amount made by a borrower to a lender. You would understand how to use and help yourself work easier in the future. You can actually twist the money to pay to the bank so you can get money out of it. How credit cards really work and what banks do to get your money.
 * =Why do people use credit cards?=
 * =What are advantages and disadvantages of credit cards?=
 * =What do the following terms mean? credit card, principal, APR, simple interest, monthly payment.=
 * =How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?=
 * =What is the most important idea you have learned from this lesson?=


 * ** How would **
 * You Spend $10,000 Dollars ** ||||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  |||| Total Spent |||| Total Remaining: ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  |||| ** $9,989.00 ** |||| ** $11.00 ** ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Fire place || Simplifire heritage cabnet || $949 || Luxury || __ http://www.heatnglo.com/Products/SimpliFire-Heritage-Cabinet-Electric-Fireplace.aspx __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Queen bed || Modern wave || $288 || Necessity || __ http://www.roomstogo.com/product/Beds/Modern-Wave-Mocha-3-Pc-Queen-Bed/3232119P/;jsessionid=95470DA96AF0C9D2DDD7CC6B93A18294 __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Stove || Kunmore || $330 || Necessity || __ http://www.kmart.com/kenmore-4.2-cu-ft-electric-range-white/p-02293022000P __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * TV || Tosida || $430.00 || Luxury || http://www.hhgregg.com/tv-entertainment/all-flat-panel-tvs?mkwid=sAbSTznio_dc|56807894477|tv|e&utm_source=google&utm_medium=cpc&utm_term=tv&utm_campaign=Product+-+Televisions+-+Generic&cid=ppc-google-Television+%28E%29&002=2380895&004=3270966077&005=12001071&006=56807894477&007=Search&008=&025=c&026= ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Couch || Fine funiture || $457.00 || Luxury || http://www.lowes.com/pd_534157-57451-502712_4294770376__?productId=50083792&Ns=p_product_qty_sales_dollar|1&pl=1&currentURL=%3FNs%3Dp_product_qty_sales_dollar%7C1&facetInfo=__ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dryer || Hotpoint || $379.00 || Necessity || http://www.lowes.com/Appliances/Washers-Dryers/Dryers/_/N-1z11pmk/pl?cm_mmc=search_google-_-Appliances%20Washers%20Dryers-_-Washer%20And%20Dryer%20Dryers%20General-_-dryers&k_clickID=3b2ef400-4194-7b08-8b4e-000041af35e0#! ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Washer || Kenmore || $280.00 || Necessity || http://www.searsoutlet.com/3-4-cu-ft-Top-Load-Washing-Machine-White/d/product_details.jsp?md=ct_md&cid=8025&pn=1&ps=25&pid=75308&mode=seeAll&itemSelectionType=all ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Closet Doors || Pin French double door || $349.00 || Luxury || http://www.homedepot.com/p/Builder-s-Choice-48-in-10-Lite-Prehung-Wood-Clear-Pine-French-Double-Door-HDCP151040/202521117?N=5yc1vZc5io ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Table || HEMNES || $200.00 || Necessity || http://www.ikea.com/us/en/catalog/products/00251814/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Spoons || Dragon || $6.00 || Necessity || http://www.ikea.com/us/en/catalog/products/50090381/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Forks || Dragon || $6.00 || Necessity || http://www.ikea.com/us/en/catalog/products/30090382/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Knives || Dragon || $5.00 || Necessity || http://www.ikea.com/us/en/catalog/products/00287295/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Spoons || Dragon || $5.00 || Necessity || http://www.ikea.com/us/en/catalog/products/10091764/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Soup Ladle || Dragon || $6.00 || Necessity || http://www.ikea.com/us/en/catalog/products/50235628/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Cake Slice || Dragon || $5.00 || Necessity || http://www.ikea.com/us/en/catalog/products/70235627/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Oven serving dish || Smord || $8.00 || Necessity || http://www.ikea.com/us/en/catalog/products/50233035/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Clear glass || Mixtur || $7.00 || Necessity || http://www.ikea.com/us/en/catalog/products/80058761/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Mugs || UNGDOM || $5.00 || Necessity || http://www.ikea.com/us/en/catalog/products/70234897/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Refrigerator || Kenmore || $205.00 || Necessity || http://www.sears.com/kenmore-3.1-cu-ft-compact-refrigerator-stainless/p-04699763000P?prdNo=25&blockNo=25&blockType=G25 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Arm couch || SKOGABY || $400.00 || Luxury || http://www.ikea.com/us/en/catalog/products/00261634/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Chandler || 45% OFF || $1,317.00 || Luxury || http://www.gallery74.com/ProductDetail.aspx?ProductID=780 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Body lotion || Bath and body works || $7.00 || Luxury || http://www.bathandbodyworks.com/product/index.jsp?productId=51157726&cp=12586965.57081006 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Shelf || LIATORP || $150.00 || Luxury || http://www.ikea.com/us/en/catalog/products/20278105/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Microwave || BETRODD || $250.00 || Necessity || http://www.ikea.com/us/en/catalog/products/20288915/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Owl statue || Bronze || $1,150.00 || Luxury || http://www.largeart.com/detail.aspx?ID=124 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Angel Statue || Statue || $400.00 || Luxury || http://www.wayfair.com/Roman-Inc.-Classic-Angel-Garden-Statue-27053-RMN1288.html ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Vacuum || Blue || $550.00 || Luxury || http://www.centralvacuumstores.com/vacuums/uprights/miele-s7-twist-s7210 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dishwasher || Shop || $810.00 || Necessity || http://www.lowes.com/pd_569063-46-KDTE104DSS_4294857924%2B4294795663?productId=50139346&Ns=p_product_qty_sales_dollar|1&pl=1&currentURL=%3FNs%3Dp_product_qty_sales_dollar%7C1&facetInfo=Stainless%20steel ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dinning table || Meltorp || $65.00 || Luxury || http://www.ikea.com/us/en/catalog/products/S19011777/ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Laptop || HP || $350.00 || Luxury || http://www.bestbuy.com/site/hp-15-6-laptop-intel-core-i3-6gb-memory-500gb-hard-drive-black/9925457.p?id=1219450405386&skuId=9925457 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Fountain || Water || $300.00 || Luxury || http://www.hayneedle.com/product/fallingwaterfountainwithlight.cfm ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Wall fountain || Wall || $270.00 || Luxury || http://www.hayneedle.com/product/bedrockfallsfloorandwallfountain.cfm ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Towel || TOWEL || $50.00 || Luxury || http://www.ultimatesack.com/blanket_builder.asp ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||