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 * ** How would **
 * You Spend $10,000 Dollars ** ||||  ||
 * ||  |||| Total Spent |||| Total Remaining: ||
 * ||  |||| ** $9,323.94 ** |||| ** $676.06 ** ||
 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||  ||
 * reclining sectional || Grandview 7 pc black || 1799.99 || luxurry || [] ||  ||
 * french door refrigerator || french door || 3599.99 || stainless || http://www.homedepot.com/b/Appliances-Refrigerators-French-Door-Refrigerators/N-5yc1vZc3oo ||  ||
 * kenmore elite micowave || stainless steel || 239.99 || stainless || http://www.sears.com/kenmore-elite-2.2-cu-ft-countertop-microwave-w/p-02075223000P?sid=IDx01192011x000001&kpid=02075223000&kispla=020752230 ||  ||
 * samsung dish washer || gray || 699 || samsung || http://www.homedepot.com/p/Samsung-24-in-Top-Control-Dishwasher-in-Stainless-Steel-with-Stainless-Steel-Tub-DW80F600UTS/204361154?cm_mmc=SE ||  ||
 * kenmore elite washer\dryer || gray n black || 1809.98 || luxurry || http://www.sears.com/appliances-washer-and-dryer-sets-washer-and-dryer-bundles&Gray/b-1234363472?filter=Color%20Family&sbv=Kenmore&sbf=Brand& ||  ||
 * kitchen table\bar tools || brown n black || 625 || luxuury || http://www.ikea.com/us/en/catalog/products/S69885644/ ||  ||
 * gardenia king size bed || black || 549.99 || bed || http://www.roomstogo.com/product/Beds/Gardenia-Black-3-Pc-King-Bed/3241177P/;jsessionid=21EDCF1F6BF1FB0EE0B9F8396DF714E2 ||  ||
 * kenmore elite washer\dryer || gray n black || 1809.98 || luxurry || http://www.sears.com/appliances-washer-and-dryer-sets-washer-and-dryer-bundles&Gray/b-1234363472?filter=Color%20Family&sbv=Kenmore&sbf=Brand& ||  ||
 * kitchen table\bar tools || brown n black || 625 || luxuury || http://www.ikea.com/us/en/catalog/products/S69885644/ ||  ||
 * gardenia king size bed || black || 549.99 || bed || http://www.roomstogo.com/product/Beds/Gardenia-Black-3-Pc-King-Bed/3241177P/;jsessionid=21EDCF1F6BF1FB0EE0B9F8396DF714E2 ||  ||

> **APR** - simple interest, monthly payments = =
 * 1) Why do people use credit cards? Because it's easier to buy now pay later then buy now pay now.
 * 2) What are advantages and disadvantages of credit cards? advantages - you dont have to pay right then and there disadvantages - you only have a certain amount.
 * 3) What do the following terms mean? **credit card** -a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit/ ****principal -****
 * 1) How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future? It will make it easier to handle your money later on in life.
 * 2) What is the most important idea you have learned from this lesson? How to organize my money on the computer.