NewHomeFB


 * ** How would **
 * You Spend $10,000 Dollars ** ||||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  |||| Total Spent |||| Total Remaining: ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  |||| ** $3,558.00 ** |||| ** $6,442.00 ** ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Refrigerator || Igloo 10 cubic feet || $249 || luxury || __ http://www.bestbuy.com/site/igloo-10-0-cu-ft-top-freezer-refrigerator-white/6401385.p?id=1219222473572&skuId=6401385 __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dishwasher || Sunpentown Dishwasher || $222 || luxury || __ http://www.target.com/p/sunpentown-countertop-dishwasher-white/-/A-13897881#prodSlot=medium_1_20&term=dishwasher __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Microwave || Sunbeam Digital Microwave || $55 || luxury || __ http://www.target.com/p/sunbeam-digital-microwave-oven-0-7-cu-ft-white/-/A-12713595#prodSlot=_1_2 __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Television || Toshiba 40” || $300.00 || Luxury || http://www.target.com/p/sunbeam-digital-microwave-oven-0-7-cu-ft-white/-/A-12713595#prodSlot=_1_2 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Bed || Dorel Bali Medal Bed || $160.00 || luxury || http://www.target.com/p/sunbeam-digital-microwave-oven-0-7-cu-ft-white/-/A-12713595#prodSlot=_1_2 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Oven || Frigidaire Single Electric || $719.00 || Luxury || http://www.lowes.com/pd_261301-2251-FEB24S2AB_4294715808__?productId=1075121&Ns=p_product_price|0&pl=1&currentURL=%3FNs%3Dp_product_price%7C0%26page%3D1&facetInfo=__ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Dryer || Haier Electric Dryer || $415.00 || luxury || http://www.lowes.com/pd_536709-13247-HLP141E_4294857981?productId=50059359&Ns=p_product_price|0&pl=1&currentURL=%3FNs%3Dp_product_price%7C0%26page%3D1&facetInfo= ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Washer || Haier Top load washer || $332.00 || luxury || http://www.lowes.com/pd_336979-13247-HLP21N_4294857981__?productId=3380258&Ns=p_product_price|0&pl=1&currentURL=%3FNs%3Dp_product_price%7C0%26page%3D1&facetInfo= ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Air mattress || Intex Twin Waterproof Vinyl || $12.00 || Luxury || http://www.walmart.com/ip/Intex-Twin-Waterproof-Vinyl-Airbed-Mattress/20449350 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * trampoline || Skywalker Round Kids || $380.00 || luxury || http://www.target.com/p/skywalker-round-kids-trampoline-jump-n-toss-with-enclosure-15/-/A-14182821#prodSlot=medium_1_13&term=trampoline ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * comforter || your zone cool boho || $30.00 || Luxury || http://www.walmart.com/ip/your-zone-cool-boho-bedding-comforter-set/37555459 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * mini futon || your zone mini futon lounger || $150.00 || luxury || http://www.walmart.com/ip/your-zone-mini-futon-lounger-multiple-colors/13275171 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * blender || Hamilton Beach Single Serve || $15.00 || luxury || http://www.walmart.com/ip/Hamilton-Beach-Single-Serve-Blender-With-Travel-Lid/5924588 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * inflatable ball || Gigantic inflatable soccer ball || $80.00 || Luxury || http://www.walmart.com/ip/Gigantic-6-Inflatable-Soccer-Ball/37201780 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * record player || Jensen AM/FM Radio Stereo || $45.00 || luxury || http://www.walmart.com/ip/Jensen-AM-FM-Radio-Home-Stereo-Record-Player-3-Speet-Turntable-System/42910594 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Bird cage || All Living Things® House Style || $60.00 || Luxury || http://www.petsmart.com/bird/cages-stands/all-living-things-house-style-cage-zid36-13949/cat-36-catid-400009;pgid=.hdQanyPyTdSRpMresx6Q9qg0000EvHFY2je;sid=_OSI8Gc8d5Ct8DPun6TM9Fc2H-_UViJAq_bEgQ4-?var_id=36-13949&_t=pfm%3Dcategory ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Bird || Diamond Dove || $40.00 || Luxury || http://www.petsmart.com/live-pet/live-birds/diamond-dove-zid36-4041006/cat-36-catid-700005?_t=pfm%3Dcategory ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * canary || yellow canary || $150.00 || Luxury || http://www.petsmart.com/live-pet/live-birds/canary-zid36-5215828/cat-36-catid-700005 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * tarantula || pink toe tarantula || $25.00 || Luxury || http://www.petsmart.com/live-pet/live-reptiles/pink-toe-tarantula-zid36-5215279/cat-36-catid-700003?_t=pfm%3Dcategory ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * || blender || $119.00 || Luxury || http://www.walmart.com/ip/Euro-Pro-Bl660-Pro-Style-Blender/25526455 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||

>  A quick method of calculating the **interest ** charge on a loan. **Simple interest ** is determined by multiplying the **interest ** rate by the principal by the number of periods. monthly payments: The nominal annual rate or nominal **interest** rate is **defined** as the periodic rate multiplied by the number of compounding periods per year. For example, a **monthly** rate of 1% is equivalent to an annual nominal**interest** rate of 12%. > >
 * 1) **Why do people use credit cards?** To buy something they need and they can pay it off later.
 * 2)  **What are advantages and disadvantages of credit cards?** Advantages are that you can buy whatever you want whenever you want, but disadvantages are that you have to pay it off, and the longer you wait, the more you pay because of the interest.
 * 3)  **What do the following terms mean? credit card, principal, APR, simple interest, monthly payments** a credit card: small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit. principle: of or constituting principal  or capital APR: The annual rate that is charged for borrowing (or made by investing), expressed as a single percentage number that represents the actual yearly cost of funds over the term of a loan. This includes any fees or additional costs associated with the transaction. simple interest:
 * 1)  **How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?** you might watch your spendings and try to save money
 * 2)  **What is the most important idea you have learned from this lesson?** pay off your credit card bill as fast as you can so you won't have to pay much interest.