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 * < ** Item ** ||< ** Description ** ||< ** Item Value ** ||< ** Luxury **
 * Necessity ** ||< ** Online Source ** ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < 46" TV ||< Sony Bravida 46" LCD TV ||< $1,399 ||< Luxury ||< __ [] __ ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Fridge ||< Whirlpool 25 cu ft French Door Refrigerator ||< $1,265 ||< Necessity ||< __ [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=fridge&spd=6579695488809043538] __ ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Rug ||< Surya SHI-5001 Shimmer Olive Hand Woven - Synthetic Shag Plush Rug ||< $15 ||< Luxury ||< __ [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=rug&spd=6266025940948726289] __ ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Washer and Dyer ||< Midea Combo Washer and Dryer ||< $728.20 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=washer+and+dryer&spd=11232040678763992829] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Couch ||< Poundex F7285 Bobkona Grey Microfiber Sectional Sofa Set ||< $269.00 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=couch&spd=6496443181324665736] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Dishwasher ||< Whirlpool WDT720PADM Dishwasher with Silverware Spray Stainless ||< $448.20 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=dishwasher&spd=11432103139224921393] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Bed ||< Jeslyn Modern Bed ||< $319.00 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=bed&spd=11128430980409893313] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Dresser ||< Essential Home Belmont 4 Drawer Dresser Chest Black ||< $39.00 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=dresser&spd=3111988677706799056] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Kitchen Table ||< Poundex F7285 Bobkona Grey Microfiber Sectional Sofa Set ||< $119.00 ||< Luxury ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=kitchen+table&spd=12070993056160788979] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Stove ||< Kenmore Electric Freestanding Range, 30" ||< $197.99 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=cheap+stove&spd=12046149664384397042] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Silverware ||< New Ikea 16 Piece Flatware Set/Silverware Set ||< $3.99 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=silverware&spd=1747170287127767160] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Microwave ||< Hamilton Beach 0.7-cu ft Microwave Oven ||< $44.00 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=+cheap+microwave&spd=9395145479245313617] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Dinner Plates ||< Ten Strawberry Street Aurora Square Dinner Plate, White, 11" - 6 count ||< $7.98 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=dinner+plates&spd=18418845065712383925] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Living Chairs ||< Wholesale Interiors BH-63800-3-Beige-SF Sofa Beds ||< $837.99 ||< Luxury ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=expensive+love+seats&spd=1260529124335477627] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Blender ||< Hamilton Beach 51101B Single-Serve Blender, Black ||< $14.85 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=blender&tbs=vw%3Al%2Cprice%3A1%2Cppr_min%3A1%2Cppr_max%3A20&spd=1061224310710053843] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||
 * < Kitchen Sink ||< Vigo VG15041 Kitchen Sink Stainless Steel ||< $629.90 ||< Necessity ||< [|https://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#safe=strict&tbm=shop&q=kitchen+sink&spd=10044844176631170127] ||<  ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||<   ||


 * 1) Why do people use credit cards? Because it's easier to buy now pay later then buy now pay now.
 * 2) What are advantages and disadvantages of credit cards? advantages - you dont have to pay right then and there disadvantages - you only have a certain amount.
 * 3) What do the following terms mean? **credit card** -a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit/ **principal -**a fundamental truth or proposition that serves as the foundation for a system of belief or behavior or for a chain of reasoning/ **APR** -The term annual percentage rate of charge (APR), corresponding sometimes to a nominal APR and sometimes to an effective APR (or EAPR), describes the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, etc./ ****simple interest -**** A quick method of calculating the interest charge on a loan. Simple interest is determined by multiplying the interest rate by the principal by the number of periods / **monthly payments -** payments that you owe every month
 * 4) How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future? It will make it easier to handle your money later on in life.
 * 5) What is the most important idea you have learned from this lesson? How to organize my money on the computer.

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