YOURNEWHOMEICS16ALV

=**Questions:**=
 * 1) ===Why do people use credit cards? **If they do not have any money, they can use a credit card and they can pay the money later.**  ===
 * 2) ===What are advantages and disadvantages of credit cards? You can buy the item that you purchased later, so it's convenient. A disadvantage is how your purchases will cost more. Also you will have a bit of purchase protection because most credit card companies will handle disputes for you. But, cash advances will carry higher interest rates. ===
 * 3) ===What do the following terms mean? credit card, principal, APR, simple interest, monthly payments. A small plastic card that is used to buy things that you agree to pay for later is a credit card. Annual percentage rate is APR. ===
 * 4) ===How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future?===
 * 5) ===What is the most important idea you have learned from this lesson?===


 * Couch || white with a red/pink floral design. || 499 || Necessity || __ http://www.ikea.com/us/en/catalog/categories/departments/living_room/tools/coli/roomset/20163_cols02a/  __ ||
 * laptop || Acer Mineral Gray 14" Aspire One Cloudbook AO1-431-C8G8 Laptop PC with Intel Celeron N3050 Processor, 2GB Memory, 32GB eMMC, Windows 10 and Office 365 Personal 1-year included || 197 || Necessity || __ http://www.walmart.com/ip/46444955?wmlspartner=wlpa&adid=22222222227034521675&wl0=&wl1=g&wl2=c&wl3=75658353272&wl4=&wl5=pla&wl6=146608792592&veh=sem  __ ||
 * Cell Phone || A white Samsung 5. || 157 || Necessity || __ http://www.amazon.com/Samsung-Galaxy-G900M-Unlocked-Phone/dp/B00PX6ZIDU/ref=sr_1_4?s=electronics&ie=UTF8&qid=1461776358&sr=1-4&keywords=cell+phone+s5  __ ||
 * bed || Ireland Full Faux Leather Bed, White || 140 || Necessity || [] ||
 * T.V || 24” Class LED Smart T.V (black) || 175.82 || Luxury || http://www.amazon.com/VIZIO-D24-D1-Class-Smart-Black/dp/B01A0LGS7W/ref=sr_1_1?s=electronics&ie=UTF8&qid=1461776583&sr=1-1&keywords=t.v+flat+screen ||
 * home office desk writing center || writing desk, open-top book case, glass door cabinet, English library, || 8459.64 || Luxury || http://www.amazon.com/Home-Office-Writing-Desk-Center/dp/B006OCLPKM/ref=sr_1_2?ie=UTF8&qid=1462301184&sr=8-2&keywords=writing+desk ||
 * dish set || 16-Piece Cafe Stripe Dinnerware Set || 25 || Necessity || http://www.amazon.com/AmazonBasics-16-Piece-Stripe-Dinnerware-Service/dp/B00Q5X29R8/ref=sr_1_4?s=kitchen&ie=UTF8&qid=1462301546&sr=1-4&keywords=dish+set ||
 * microwave || Black + Decker 0.9 Cu. Ft. 900 Watt Microwave Oven - Stainless Steel EM925AZE-P || 70 || Necessity || http://www.target.com/p/black-decker-0-9-cu-ft-900-watt-microwave-oven-stainless-steel-em925aze-p/-/A-50577487?ref=tgt_adv_XS000000&AFID=google_pla_df&CPNG=PLA_Appliances%2BShopping&adgroup=SC_Appliances&LID=700000001170770pgs&network=g&device=c&location=9012106&gclid=CP-8-ervwMwCFQUmhgodvLcCTA&gclsrc=aw.ds ||
 * T.V stand/dresser || Essential Home Belmont Highboy TV Stand - Black || 60 || Necessity || http://www.kmart.com/essential-home-belmont-highboy-tv-stand-black/p-021W007816202001P?prdNo=15&blockNo=15&blockType=G15 ||
 * Floor Lamp || Cal Lighting BO-218-AB Antique Brass 1 Light 66" Height Arc Floor Lamp with 3 Way Switch || 114.4 || Luxury || http://www.lightingdirect.com/cal-lighting-bo-218-1-light-66-height-arc-floor-lamp-with-3-way-switch/p889182 ||