NewHomeAJ15


 * 1) =Why do people use credit cards? So that they can spend money that they don't have at that time and can pay it back later.=
 * 2) =What are advantages and disadvantages of credit cards? One advantage is that you don't need to have the money at the time of purchase. A disadvantage is that it allows for impulse spending.=
 * 3) =How can understanding the math calculations for the principal, APR, simple and compound interest, and monthly payments of credit card debt affect your overall financial situation in the future? They can affect your overall financial situation in the future because knowing all of that teaches you to be more aware in the future of your finances.=
 * 4) =What is the most important idea you have learned from this lesson? The most important thing I've learned is about APR=


 * 1) Making only the minimum monthly payment will get you out of debt quicker? True or False. Justify your answer with examples. False, it will make it go slower.
 * 2) The higher the interest rate, means you will pay less interest in the long run? True or False. Justify your answer with examples. False, you pay more
 * 3) Paying down on the principal will get your out of debt faster? True or False. Justify your answer with examples.tru
 * 4) You should pay off your credit card bill every month? True or False. Justify your answer with examples. True


 * ** H **


 * ow would **
 * You Spend $10,000 Dollars ** ||||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  |||| Total Spent |||| Total Remaining: ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ||  |||| ** $6,599.52 ** |||| ** $3,400.48 ** ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * ** Item ** || ** Description ** || ** Item Value ** || ** Luxury **
 * Necessity ** || ** Online Source ** ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Sofa/bed || Pullout sofa || $52 || Necessity || http://www.amazon.com/Intex-68566E-Pull-out-Sofa-Queen/dp/B005OHF65I/ref=sr_1_4?s=sporting-goods&ie=UTF8&qid=1422387738&sr=1-4&keywords=bed ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Refrigerator || Mini Fridge || $109 || Necessity || __ http://www.walmart.com/ip/Igloo-Eraser-Board-Refrigerator-3.0-cu-ft/20970370 __ ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Microwave || Microwave || $59 || Luxury || http://www.target.com/p/emerson-900-watt-microwave-stainless-steel-mw9338sb/-/A-15062634#prodSlot=medium_1_2 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Bean Bag || Bean Bag Chair || $88.00 || Luxury || http://www.amazon.com/Comfort-Research-4-Foot-Large-Suede/dp/B0055DXMKM/ref=sr_1_1?ie=UTF8&qid=1422467701&sr=8-1&keywords=bean+bag&pebp=1422467712790&peasin=B0055DXMKM ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Washer/Dryer || Washer and Dryer || $585.00 || Necessity || http://www.walmart.com/ip/Haier-1.5-cu.-ft.-Capacity-Portable-Washer-with-Electric-Dryer-Value-Bundle/29700364 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Sofa || A Sofa || $2.00 || Necessity || https://www.google.com/search?safe=strict&es_sm=122&biw=1440&bih=785&tbm=shop&q=sofa&sa=X&ei=kyTJVN-MM5SKsQT904CwCQ&ved=0CC4Quis&tbs=vw%3Ag%2Ccat%3A460%2Cprice%3A1%2Cppr_min%3A%2Cppr_max%3A3#spd=15033666705032535455 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Laptop || Macbook Pro || $5.00 || Luxury || https://www.google.com/shopping/product/15604625409762941531?safe=strict&es_sm=122&biw=1440&bih=785&q=mac+laptop&prds=hsec:reviews&ei=iSPRVOz4E-mJsQSAw4GoBw&ved=0CK8EEKorMAA ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Microwave || Microwave || $45.00 || Necessity || https://www.google.com/search?safe=strict&es_sm=122&biw=1440&bih=785&tbm=shop&q=microwave&sa=X&ei=uCTRVMTgOIznsASh7YDoCg&ved=0CC0Quis&tbs=vw%3Al%2Ccat%3A753%2Cprice%3A1%2Cppr_min%3A%2Cppr_max%3A45#spd=664720017081595831 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Air Conditioner || Air Conditioner || 40 || Necessity || https://www.google.com/search?safe=strict&es_sm=122&biw=1440&bih=785&tbm=shop&q=air%20conditioner&sa=X&ei=aybRVLAu6ZGxBIftgoAF&ved=0CC0Quis&tbs=vw%3Al%2Ccat%3A605%2Cprice%3A1%2Cppr_min%3A%2Cppr_max%3A50#spd=8541354536489808606 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Lamp || Lava Lamp || 26.99 || Luxury || https://www.google.com/search?safe=strict&biw=1440&bih=785&tbm=shop&q=lava%20lamp&sa=X&ei=D1nSVJrYOKTfsATd7oBo&ved=0CC0Quis&tbs=vw%3Ag%2Ccat%3A4636%2Cpdtr0%3A719729%7C719730%2Cprice%3A1%2Cppr_min%3A%2Cppr_max%3A40#spd=3591125785506492774 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Fondue Fountain || Fondue Fountain || 88.99 || Luxury || http://www.amazon.com/Sephra-Stainless-Capactiy-Select-Fountain/dp/B000BVQ80E/ref=sr_1_5?s=home-garden&ie=UTF8&qid=1423071845&sr=1-5&keywords=fondue+fountain ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Fountain || Drinking Fountsin || 959 || Necessity || https://www.google.com/search?q=drinking+water+fountain&safe=strict&es_sm=122&source=lnms&tbm=shop&sa=X&ei=qlvSVIeHJuWHsQTo54CABg&ved=0CAgQ_AUoAQ&biw=1440&bih=785#spd=15500198536848682474 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Costume || Kool-Aid Man || 139.99 || Luxury || https://www.google.com/search?safe=strict&es_sm=122&biw=1440&bih=785&tbs=vw:l,price:1,ppr_min:100&tbm=shop&q=kool+aid&sa=X&ei=A1zSVJ-hC-GxsATJ1YH4DQ&ved=0CC0QvSs#spd=1761291351665454203 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||
 * Bouncy house || Bouncy House || 4399.99 || Luxury || https://www.google.com/search?safe=strict&biw=1440&bih=785&tbs=vw:g,price:1,ppr_min:2000&tbm=shop&q=bounce+house&sa=X&ei=u13SVKL7IenjsATcmoDQAg&ved=0CC0QvSs#spd=10314385912537706415 ||  ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||   ||